Colorado’s First Certified Reverse Mortgage Specialist  - (303) 467-7821

Reverse Mortgage Radio Show

Reverse Mortgage Client Testimonial

Education is the key! However, far too many people already “know” all they need to about reverse mortgages. But most of what they “know” is based on partial truths and misinformation. Listen now to get the whole truth and accurate information.


Reverse Mortgage Client Testimonial

On reverse mortgage radio today, Bruce talks about technology in the reverse mortgage industry. While there is still a lot of paper, the pandemic is forcing the industry to adopt new ways of doing business.


Reverse Mortgage Client Testimonial

The ways in which people use reverse mortgages can be broken down into three categories:


  • Immediate Need

  • Lifestyle

  • Financial Planning


On the show today we discuss these uses and how they might work for different people.


Reverse Mortgage Client Testimonial

Who is the perfect customer for a reverse mortgage? It may not be who you think. Times have changed and so has the FHA Home Equity Conversion Mortgage. The perfect customer from 15 years ago may not be the perfect customer today. Listen now to learn more!


Reverse Mortgage Client Testimonial

Interest rates are low, property values are still high. On the show today, Bruce shares why now is a great time to get a reverse mortgage.


Reverse Mortgage Client Testimonial

What are the five most frequently asked questions about reverse mortgages? Bruce asks and answers these questions on the show today.


Reverse Mortgage Client Testimonial

Are reverse mortgages expensive? First you have to ask: Compared to what? On the show today Bruce will break down the closing costs for a typical reverse mortgage.


Reverse Mortgage Client Testimonial

One of the really great features of reverse mortgages is that it is a Non-Recourse loan. But what does non-recourse actually mean? On the show today, Bruce will explain not only what it is, but why it is and how it works.


Reverse Mortgage Client Testimonial

Can you get a reverse mortgage if you have bad credit? What about low income?
What if your home needs repairs? The answer to all of these is "YES! You can", as long
as you meet certain conditions. Bruce talks about these conditions and more on the
show today.

as you meet certain conditions. Bruce talks about these conditions and more on the
show today." data-media="http://www.reverse-mortgage-colorado.net/_assets/images/bruce-in-studio.jpg">

Reverse Mortgage Client Testimonial

What does it take to qualify for a reverse mortgage? Today, we are going over more than the typical, age 62 and above, have equity in your home answer you so often hear. Today, we are talking about underwriting and what they look at as far as income and credit.


Reverse Mortgage Client Testimonial

More people are inquiring into reverse mortgages this year than last. Why is that? Like most answers, it is a combination of factors: Lower interest rates; people looking for stability; not wanting to take money out of the market after a loss. On the show today, Bruce will discuss these factors and explain why now is a great time to get a reverse mortgage.


Reverse Mortgage Client Testimonial

On the show today Bruce talks about the mystical, magical world of "underwriting". What does it mean when you hear that your file is in "underwriting"? What do underwriters look for? What do they want? Listen to the show to hear all about it.


Reverse Mortgage Client Testimonial

Why do some people cringe when they hear the words “Reverse Mortgage”? What is the stigma with these words? On the show today, Bruce talks about this issue and whey some people in the reverse mortgage industry think we should change the name of reverse mortgages to something else.


Reverse Mortgage Client Testimonial

How will this lock down & governments closing businesses affect the real estate market? Some say it can have a very negative effect on a national scale, but people in Colorado may see it differently. Listen now for the details.


Reverse Mortgage Client Testimonial

On the show today, Bruce talks about seniors with mortgages on their homes and how they are impacted when financial shocks (like COCID-19 or stock market losses- or both) happen. He also discusses how having a reverse mortgage can help.


Reverse Mortgage Client Testimonial

What happens if you cannot pay your property taxes or homeowners insurance during the COVID-19 pandemic? HUD recently issued a ruling on what HECM servicers are supposed to do to help you out. Also, Financial advisers explain why now is the best time to have a reverse mortgage.


Reverse Mortgage Client Testimonial

Here is the update on the evolving reverse mortgage industry in the age of COVID-19: Two big changes. The first is how the appraisals are conducted. HUD has approved drive-by appraisals or in some cases desktop reviews for HECM loans. This means the appraiser does not have to enter the home. The other change is around Portfolio (proprietary) reverse mortgages. Two lenders have stopped offering these loans because of the uncertainty in the secondary markets. Listen to the podcast of Reverse Mortgage Radio for all the details.


Reverse Mortgage Client Testimonial

How is COVID-19 affecting reverse mortgage interest rates? Bruce takes a deep dive and attempts to explain factors that impact the reverse mortgage market and rates.


Reverse Mortgage Client Testimonial

The good, the bad and the possible with Caronavirus. On the show today Bruce talks about what is good (low rates) and what is bad (everything else) as for the impact of COVID-19 on the reverse mortgage market. He also talks about ways you can still get a reverse mortgage while being safe.


Reverse Mortgage Client Testimonial

Today Bruce discusses unique situations that some of his borrowers have faced as well as the unique rule that HUD has in place. If you think your situation might be unique, please listen the podcast.


Reverse Mortgage Client Testimonial

How do interest rates affect reverse mortgages? What is the “Initial” interest rate? What is the “Expected” interest rate? How do these rates affect me if I want to use a reverse mortgage to buy a home? All of these questions and more are answered on the show today.


Reverse Mortgage Client Testimonial

On the show today, Bruce talks about how the reverse mortgage “Line of Credit” program works in detail. This is a very popular way for most people to have reverse mortgage funds available to them without worrying about being charged interest. In fact, Bruce explains how the reverse mortgage line of credit actually grows over time.


Reverse Mortgage Client Testimonial

The Home Equity Conversion Mortgage (HECM) is nothing if not incredibly flexible. Do you need monthly income from the reverse mortgage? We can do that. How about a line of credit? Check. Do you need a lump sum of cash? Double check. But you say, “I want it all. Give me all of the above” I say Triple check and mate! The reverse mortgage has the ability to do it all…depending upon your situation.


Reverse Mortgage Client Testimonial

This week’s show is all about statistics. What does the average reverse mortgage borrower look like? What percentage of women take reverse mortgages compared to men and married couples? Bruce answers these questions and more on the show today.


Reverse Mortgage Client Testimonial

What do financial advisors think about reverse mortgages? Do they think it’s a good idea for their clients to use a reverse mortgage. Some do and some don’t, but you can hear Bruce’s thoughts on the subject by listening now.


Reverse Mortgage Client Testimonial

A decade of change. What has happened in the world of reverse mortgages since 2010? Bruce tells you on today’s show – From the HECM Saver program to Collateral Risk Management and everything in between.


Reverse Mortgage Client Testimonial

On the show today, Bruce has a special guest. Liz Alvarez is a very accomplished real estate agent who worked with Bruce last year to help a customer find the perfect retirement home. Liz is very professional and smart and you will enjoy the interview.


Reverse Mortgage Client Testimonial

One question Bruce has been receiving mor often lately is “Can I refinance my current reverse mortgage?” The answer is “It depends”. It depends upon your situation. There is a lot that goes into it. The lender must increase the amount of money available to you by five-times the closing costs. The good news is that closing costs on a refinance are typically much less than the first time you did the reverse mortgage.


Reverse Mortgage Client Testimonial

What happens when a Home Equity Conversion Mortgage (HECM) ends? Today Bruce talks about an article that appeared a few weeks agon on USA Today highlighting some folks who had trouble paying off the reverse mortgage when their loved ones passed away. These situations are rare, but you should be aware of what is supposed to happen.


Reverse Mortgage Client Testimonial

What is in store for the reverse mortgage industry in 2020. I don't have 20/20 vision (but I do have 20/20 hindsight), but here is my best guess - more change. Actually, I think interest rates remain low with some slight fluctuations and portfolio programs continue to get better taking a larger share of the reverse mortgage market. Listen now for more details on what to expect!


Reverse Mortgage Client Testimonial

On Reverse Mortgage Radio today, Bruce talks about the “Top Six Reverse Mortgage Industry Events of 2019”. These are the events that affected the industry, and customers the most in2019 and beyond.


Reverse Mortgage Client Testimonial

Why is there so much paperwork with reverse mortgages?
In a word…Regulations. Both state and federal. And it is only getting worse.
On the show today, Bruce talks about some of the requirements he has to go through…and put his customers through. All for the sake of regulations.


Reverse Mortgage Client Testimonial

Last week FHA announced that they are increasing the lending limit for FHA insured reverse mortgages, called Home Equity Conversion Mortgages (HECM), from $726,525 to $765,600. What does this mean and how might it effect you? Listen now to learn the answers.


Reverse Mortgage Client Testimonial

On the show today, Bruce talks about a recent article in the Wall Street Journal that tells why retirees should consider using reverse mortgages. He also discusses an a research paper released by the Brooking Institute that states how reverse mortgages are beneficial for retirees and why more people don’t take advantage of them.


Reverse Mortgage Client Testimonial

Happy Thanksgiving! We all have a lot to give thanks for. On the show today, Bruce gives thanks for “Portfolio” reverse mortgage (formerly known as “Proprietary” reverse mortgages). These are reverse mortgages that are NOT insured by FHA. This might be just what you’re looking for.


Reverse Mortgage Client Testimonial

Are reverse mortgages too complex? You can get into the minutia of anything and it can become complex – nutrition, genetics, exercise or taxes. The biggest complication with reverse mortgages are all the government regulations. Listen now and Bruce will keep it simple for you.


Reverse Mortgage Client Testimonial

A new research paper was released in October from two Ohio State University professors discussing how they would change/improve the Home Equity Conversion Mortgage program.  These include "streamlining product offering to make them more appealing to specific consumer segments, using risk based pricing to help processing the file and preventative servicing".  These are not policy proposals, just items for discussion.  That's what Bruce is doing on today's show...discussing them.


Reverse Mortgage Client Testimonial

On today’s show, Bruce talks about aging in place and the importance of home equity. There was a recent survey that showed The costs associated with “homemaker” services – helping older adults with cooking, cleaning, and running errands – and “home health aides” – who assist older adults with bathing, dressing and eating – are rising at a faster rate than nursing home care, making assistance with basic tasks more expensive. A reverse mortgage can help with these and many other costs.


Reverse Mortgage Client Testimonial

There is no reason to be frightened of reverse mortgages on this scary day! For Halloween, Bruce talks about the scary subject of “Maturity Events”. However, once you learn the facts about reverse mortgages and how they work, you’ll find out that they don’t contain any tricks, but are all treats!


Reverse Mortgage Client Testimonial

On the show today, Bruce answers two questions for his listeners:
1. Why not wait until I need a reverse mortgage to get one?
2. How does a HECM work with "advanced financial planning" options?
Listen now to learn the answers!

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Reverse Mortgage Client Testimonial

HUD recently mad changes to the FHA condo approval process by allowing FHA loan on condos in non-FHA approved condominium complexes. In order to do these loans, the lender must get something called a “Single Unit Approval”. There is a process to this and while it is not as difficult as getting the entire complex approved, there are still a number of hoops we have to jump through. On the show today, Bruce will tell you what that process is.


Reverse Mortgage Client Testimonial

"Rewirement: Changing the way you think about retirement" is a book by Jaime Hopkins that Bruce is talking about on the show today.


Reverse Mortgage Client Testimonial

What happens to the equity in your home when you get a reverse mortgage? Spoiler alert - The lender does NOT take all your equity, or your home when you pass away for that matter. Bruce will talk about this on the show today. He also will give an important government update about pending legislation that can impact reverse mortgages.


Reverse Mortgage Client Testimonial

It’s been a while since Bruce has talked about “Financial Assessment “ so that is the topic for todays Reverse Mortgage Radio Show. Bruce explains terms like “Willingness” & “Capacity” mean and also talks about what happens if you don’t qualify for a HECM reverse mortgage loan? Hint, you may still be able to get a reverse mortgage.


Reverse Mortgage Client Testimonial

What is in the cards for the future of reverse mortgages? Bruce talks about three proposals that HUD has made in their in its “Housing Finance Reform” plan that affect the Home Equity Conversion Mortgage program. Noting is final yet, but these changes could dramatically change the HECM program.


Reverse Mortgage Client Testimonial

What's stopping you from getting a reverse mortgage? In today's show, Bruce identifies seven reasons people do not get a reverse mortgage. Some are good reasons, depending upon your situation, some are due to lack of information or misinformation.


Reverse Mortgage Client Testimonial

On the show today, Bruce welcomes Mike and Jill from ViCare Solutions. They specialize in helping families make the best care decisions while saving valuable time and money. They help people qualify for Medicaid with more financial options than most people know exist. Listen now for the fascinating and informative conversation.


Reverse Mortgage Client Testimonial

Interest rates are near all time lows. What does that mean for HECM reverse mortgages? It means that you can qualify to receive more money from the HECM than you could when rates were higher. With property values still at all time highs, there's never been a better time to get a reverse mortgage.


Reverse Mortgage Client Testimonial

Time to grab your floaties, your life preserver, anything that'll float, because today, Bruce is jumping in the deep end of the mortgage insurance pool. All FHA insured reverse mortgages, called Home Equity Reverse Mortgages (HECM), have mortgage insurance. But Why? That's the topic of today's show.


Reverse Mortgage Client Testimonial

"The Three Buckets". On the show today, Bruce talks about a chapter in the excellent book written by Harlan Accola called "Home Equity and Reverse Mortgages". Bruce discusses the chapter about the The
Three Buckets, monthly income, nest egg & home equity. Listen now for the very informative details.

Three Buckets, monthly income, nest egg & home equity. Listen now for the very informative details." data-media="http://www.reverse-mortgage-colorado.net/_assets/images/bruce-in-studio.jpg">

Reverse Mortgage Client Testimonial

A Tale of Two Widows - Today Bruce talks about a new book he read called "Home Equity and Reverse Mortgages: The Cinderella Story of the Baby Boomer Retirement". The book is written by Harlan J. Accola. Bruce talks about one chapter that compares two couples, one who gets a reverse mortgage and one that doesn't, to illustrate how they work.


Reverse Mortgage Client Testimonial

One topic you don't hear a lot about from reverse mortgage professionals is what the homeowner has to do once they have a reverse mortgage in place. We call these "Homeowner Obligations". You, as the homeowner are responsible to do certain things once you have the loan in place. (Hint: you probably are doing them already). Bruce will go over these obligations on the show today.


Reverse Mortgage Client Testimonial

How much difference can an eighth of a point interest rate change make on a reverse mortgage?
Thousands of dollars typically. Bruce talks about how interest rates impact reverse mortgages and how now is such a great time to get your reverse mortgage in place.


Reverse Mortgage Client Testimonial

If you've listed to Bruce on the radio, you probably know that you can use a reverse mortgage to buy a home. On the show today, Bruce talks about the details of how the "Reverse for Purchase" program works.


Reverse Mortgage Client Testimonial

Should you use a reverse mortgage to finance home improvements? This is the topic of the show today. Bruce discusses the cost of the reverse mortgage along with the costs of the home improvement and if it’s all worth it.


Reverse Mortgage Client Testimonial

Everone knows something about reverse mortgages. If you ask your plumber, chiropractor, or even your lawyer, they all know something. Usually it’s something negative. Today, Bruce talks about the most common misconceptions people have about reverse mortgages. Listen now and you’ll be able to tell who really knows what they’re talking about.


Reverse Mortgage Client Testimonial

Are financial advisors waking up to the benefits of reverse mortgages? For most of the history of reverse mortgage, financial advisors have said it was a loan of last resort. Not any longer. Listen now to get the full story.


Reverse Mortgage Client Testimonial

Can an HECM reverse mortgage actually be safer than a conventional “forward” mortgage? Listen to Bruce explain 7 reasons why this is indeed the case.


Reverse Mortgage Client Testimonial

On the show this week, Bruce talks about an article that appeared in USA Today about reverse mortgage and foreclosures. Specifically, foreclosures on African Americans in inner cities. Listen now to hear Bruce's take on the article.


Reverse Mortgage Client Testimonial

On the radio show today, Bruce is NOT talking about your father’s reverse mortgage. The topic today is “proprietary reverse mortgages”. These are NOT FHA insured loans. These reverse mortgages are for higher valued homes $900,000+ valued home. Listen now for more information


Reverse Mortgage Client Testimonial

What is it that YOU need from a reverse mortgage? One of the biggest benefits to the reverse mortgage program is that it is NOT a cookie cutter loan that is all the same for every homeowner. The flexibility of the HECM is allows you to customize the program to fit your needs.


Reverse Mortgage Client Testimonial

On the show today, Bruce has special guest Christopher Heil to talk about Medicare. Christopher is an insurance agent and a specialist on Medicare. He knows what he’s talking about. You’ll learn the difference between Medicare supplement and a Medicare Advantage plan and much more. We even touch on long term care plans. Not a lot about reverse mortgage, but a ton of great information about Medicare.


Reverse Mortgage Client Testimonial

Last week on Reverse Mortgage Radio, Bruce talked about NOT so Frequently Asked Questions. This weeks’ show continues the same topic with questions such as “What if I get married after taking out a reverse mortgage?”, “What if my home is in a trust?” and “What if I am co-signed on a mortgage?”
as well as a couple of others. I hope you enjoy the show!


Reverse Mortgage Client Testimonial

“Why is there so much paperwork?...What if I have a birthday within the next 6 months?... What if my home needs repairs? On the show today, Bruce talks about the “Not So Frequently Asked Questions”. Listen now to find the answers to these, and many more questions you may not have thought of.


Reverse Mortgage Client Testimonial

What should you NOT do when you are getting a HECM reverse mortgage? Listen to the show now to hear the “7 Mistakes to Avoid When Getting A HECM Reverse Mortgage”.


Reverse Mortgage Client Testimonial

What are the most common uses of a reverse mortgage? Conversely, when is a reverse mortgage NOT a good option? On the show today, Bruce talks about both of these issues.


Reverse Mortgage Client Testimonial

“How much money can I get with a reverse mortgage?”. This is a question Bruce hears quite often. Of course, the answer it – It depends upon your specific situation. But there are guidelines. Listen now to get the details.


Reverse Mortgage Client Testimonial

How often are second appraisals required? Are second appraisals required more for my type of home? What if I live in the country? Bruce gives you the information you need to know about second appraisals. This show is an update on the FHA Collateral Risk Assessment program.


Reverse Mortgage Client Testimonial

Senior households are increasing their debt. Most of the assets people hold is in the form of equity in their home. We know this for the most part. Bruce was at a NRMLA conference last week and summarizes a presentation he heard while there about senior debt and equity.


Reverse Mortgage Client Testimonial

Obtaining a reverse mortgage is a process. There are numerous steps involved in getting a HECM reverse mortgage. Bruce will lay out all the steps for you in today’s show.


Reverse Mortgage Client Testimonial

“Reverse mortgages are so expensive.” How often do you hear that? On today’s show, Bruce does a deep dive into the actual costs of a HECM reverse mortgage. Bruce discusses exactly what the costs to get a reverse mortgage entail and who the fees actually go to.


Reverse Mortgage Client Testimonial

Did you know that the average loss to an older adult reported in elder financial exploitation in 2017 was $34,200? In today’s episode of Reverse Mortgage Radio, Bruce talks about the Consumer Financial
Protection Bureau’s report on elder financial abuse and their sources.


Reverse Mortgage Client Testimonial

Would a reverse mortgage line of credit ultimately be larger if opened earlier rather than later? This is the questions Bruce answers on today’s radio show. He talks about an article by Wade Pfau where he analyzes the line of credit growth on someone who takes a reverse mortgage at age 62 to someone who takes a reverse at age 90. The results may surprise you. Listen now.


Reverse Mortgage Client Testimonial

Some articles have come out recently about reverse mortgages and Bruce discusses them on his show today. One was in Forbes that was not very well thought out and one was in Family Circle. Bruce will discuss both and give his insight.


Reverse Mortgage Client Testimonial

On today's show, Bruce interviews Dan Hultquist. Dan is the author of one of the top-selling books on reverse mortgages, "Understanding Reverse 2019". Dan talks about updates in this year's version of the book, why he wrote the book and how it helps answer the most common questions people have about reverse mortgages.


Reverse Mortgage Client Testimonial

On today’s show, Bruce finished discussing the article about 25 ways to use a reverse mortgage. He talked about number 13 -25 as well as recapping the first 12 from the week before.


Reverse Mortgage Client Testimonial

Reverse mortgages can be a very flexible financial tool for people in almost any situation. On the show today Bruce discusses PART 1 of “25 Ways To Use A HECM”. He goes through the first 13 ways today and next week will discuss the next 12. If you’re not sure if a reverse mortgage would work for you, listen to the show and you might learn otherwise.


Reverse Mortgage Client Testimonial

This week’s show is all about Bruce. Bruce gives a brief account of his history and how he found himself in the reverse mortgage business. It’s always a good idea to know the person you’re doing business with.


Reverse Mortgage Client Testimonial

Today’s show is all about “Non-Borrowing Spouses”. Bruce talks about an article titled “What happens when you take a reverse mortgage, but your spouse does not?”. If you or your spouse are under 62 but may want a reverse mortgage, you need to listen to this episode of Reverse Mortgage Radio.


Reverse Mortgage Client Testimonial

On today’s show, Bruce discusses the impact the partial government shutdown has on the reverse mortgage industry as well as what the “average” borrower looked like for 2018, based on the loans he closed.


Reverse Mortgage Client Testimonial

On today’s show, Bruce discusses the impact the partial government shutdown has on the reverse mortgage industry as well as what the “average” borrower looked like for 2018, based on the loans he closed.


Reverse Mortgage Client Testimonial

On today’s show, Bruce discusses what we might expect from the Home Equity Conversion Mortgage program in 2019 as well as the reason for past changes.


Reverse Mortgage Client Testimonial

Did you know you can use a reverse mortgage to buy a home? Yes, you can! On today’s show, Bruce discusses how a reverse-for-purchase (also known as a HECM-for-Purchase) works and what you need to know and do to get one.


Reverse Mortgage Client Testimonial

Today’s show is a brief history of the FHA reverse mortgage program. Bruce explains that the Home Equity Conversion Mortgage program has been in place for 30 years come 2019 as well as the reason for the changes over the last 10 years.


Reverse Mortgage Client Testimonial

Last week we talked about what it takes to qualify for a reverse mortgage. This week we answer the question: What if I don’t qualify? That’s OK, because in a lot of cases we can still help you. In today’s show we introduce concepts like “extenuating Circumstances” and Compensating factors” that can help you qualify for a reverse mortgage.


Reverse Mortgage Client Testimonial

Today's show is all about what it takes to qualify for a reverse mortgage. There's more to it than you might be aware of. But don't let that scare you off. If you have the knowledge, you have the power. Listen now to learn more.


Reverse Mortgage Client Testimonial

What's stopping you from getting a reverse mortgage? In today's show, Bruce identifies seven reasons people do not get a reverse mortgage. Some are good reasons, depending upon your situation, some are due to lack of information or misinformation.


Reverse Mortgage Client Testimonial

On this special Thanksgiving Day show, Bruce will discuss the five reasons why someone might NOT want to get a reverse mortgage. He also throws in a couple of corny turkey day jokes as well.


Reverse Mortgage Client Testimonial

On the show today, I wanted to change things up a bit so I talked about some scams that are being run, largely against seniors. I also discussed some “reverse mortgage scams” – note – ask yourself who’s benefiting from you getting a reverse mortgage.


Reverse Mortgage Client Testimonial

Could being charged higher closing costs actually be to your benefit? Interest rates are a key component in determining how much money you can receive from a HECM reverse mortgage. Find out how you can use the knowledge of how closing costs and interest rates work together for you’re your advantage by listening to today’s show.


Reverse Mortgage Client Testimonial

In part 3 of shopping for a reverse mortgage, we finally get down to interest rates. But interest rates on a reverse mortgage are not the same as they are on a normal mortgage. Listen now to learn more.


Reverse Mortgage Client Testimonial

Today, Bruce talks about part 2 of shopping for a reverse mortgage. Once you start actually receiving quotes from a potential lender, what numbers are important and what do they mean? Listen now to find out!


Reverse Mortgage Client Testimonial

Shopping for a reverse mortgage is not like shopping for a new pair of pants. There is a process you need to know about as well as some helpful resources. Bruce addresses these issues and more in Part 1 of How to Shop for a Reverse Mortgage.


Reverse Mortgage Client Testimonial

It’s been one year since the major changes HUD made to the HECM reverse mortgage program last October.  What impact have these changes had on the industry?  Bruce talks about this and more on today’s show.


Reverse Mortgage Client Testimonial

Another October Surprise! On September 28th HUD announced a change to appraisal approval process and if an appraisal doesn’t match their estimate of valuation, they could require a 2nd appraisal. Listen to all the details now.


Reverse Mortgage Client Testimonial

What is the process for getting a reverse mortgage. Today, Bruce talks about the 10 steps for getting a reverse mortgage.


Reverse Mortgage Client Testimonial

A recent article states that 76% of older adults want to age in place. Another article cites studies showing that “Tappable” home equity grew by $256 billion dollars in the second quarter. Why not use some of that equity to help you age in place?


Reverse Mortgage Client Testimonial

Did you know there are different kinds of "equity release" program available in addition to reverse mortgages? Today Bruce discusses four other types of programs that ones you've probably never heard of before.


Reverse Mortgage Client Testimonial

There was a survey recently on a website called “Elder Orphans”. On the show today, Bruce talks about the survey as well as well as using a reverse mortgage to fix your home so you can “Age in Place”.


Reverse Mortgage Client Testimonial

Listen now for the 3rd installment of the deep dive into the most common Frequently Asked Questions. Today we discuss closing costs and using a reverse mortgage to buy a home.


Contact Info

Bruce Simmons Reverse Mortgage Specialist

American Liberty Mortgage, Inc.
Bruce E. Simmons, CRMP
Reverse Mortgage Manager
NMLS #409914

1932 W 33rd Ave
Denver, CO 80211

Direct: (303) 467-7821
Cell: (303) 513-2748
Toll Free: 1-877-467-7801

Fax: (303) 600-7871
bruce@almortgageinc.com

Licensing: Colorado LMB #100036937 // American Liberty Mortgage, Inc NMLS #1462
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